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Here is a link to some of there options they are currently provided that are suitable for establishing credit and maintaining low balances: for 16 months on balance transfers ▪ Cash Advance Rate of 21.74% p.a.

An overview of this card is as follows: Student Credit Card Offer The ANZ Low Rate credit card is a great card for students. ▪ Up to 55 days interest free ▪ Minimum Income Requirement of ,000 per year Once again it is best to contact the institution and inquiry about the cards you are interested in and as a result you can gain advice and even be directed to a card that may be a better fit.

The Australian and New Zealand Banking Group (ANZ), offering some credit cards that are also designed with first time consumers in mind. While not all of these may be suitable for individuals who have bad credit, there are cards that will be better options for first time credit card users.With that being said, if there are cards that are similar to Secured credit cards, yet are not classified as such in Canada – let’s find out what may be similar across Australia.Instant Approval Credit Cards Other cards that also work in a similar manner in terms of the approval process, are Instant Approval Credit Cards.While marketed towards first time credit card users, this card could also be suitable for those with bad credit who have experienced bankruptcy or other financial hardships that have left them without any credit history.The Secured Credit Card offer also provided by the CIBC, also serves borrowers who are looking to either build or re-establish their credit.

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If you are currently living with bad credit, yet still require additional credit, it is important to know what your options are.

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